How does this state rank in cost of living nationwide?
Question & Answer about Illinois
Updated April 26, 2026
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Illinois State Facts
State Flag
Illinois
Capital
Springfield
State Bird
Northern Cardinal
Statehood
December 3, 1818
State Flower
Violet
Population
12.5 million (2020)
Answer
Illinois generally ranks near the middle in terms of cost of living compared to other states nationwide. It is neither among the most expensive nor the cheapest states, with costs varying significantly between urban and rural areas.
The cost of living in Illinois is heavily influenced by Chicago, the largest city, where housing, transportation, and everyday expenses tend to be higher than the state average. Outside of Chicago and its suburbs, expenses such as housing and groceries are more affordable, which helps balance the overall state ranking. Utilities and healthcare costs in Illinois are close to the national average, but property taxes are notably high, which can increase the overall cost of living for homeowners. Illinois’s diverse economy, including manufacturing, agriculture, and services, supports a range of income levels that correspond with these cost variations.
Key Points:
- Illinois ranks near the national median for cost of living.
- Chicago area is more expensive, especially for housing.
- Rural areas offer more affordable living costs.
- High property taxes can increase overall expenses.
- Utilities and healthcare costs are around the national average.
The cost of living in Illinois is heavily influenced by Chicago, the largest city, where housing, transportation, and everyday expenses tend to be higher than the state average. Outside of Chicago and its suburbs, expenses such as housing and groceries are more affordable, which helps balance the overall state ranking. Utilities and healthcare costs in Illinois are close to the national average, but property taxes are notably high, which can increase the overall cost of living for homeowners. Illinois’s diverse economy, including manufacturing, agriculture, and services, supports a range of income levels that correspond with these cost variations.
Key Points:
- Illinois ranks near the national median for cost of living.
- Chicago area is more expensive, especially for housing.
- Rural areas offer more affordable living costs.
- High property taxes can increase overall expenses.
- Utilities and healthcare costs are around the national average.
